This Privacy Policy describes how PhysicianMortgageCalculator.com ("we," "us," or "our") collects, uses, and protects information you provide when using our website, interactive tools, and educational resources. By using this Website, you consent to the practices described below.
01Information We Collect
We collect only basic, voluntarily submitted contact information that you choose to provide when using our inquiry forms or requesting a referral to a licensed mortgage professional. This may include:
- Full name
- Email address
- Phone number
- State of residence or intended property location
- Medical specialty or professional designation
We do not collect, request, store, or process sensitive financial underwriting data — including but not limited to Social Security numbers, credit scores, bank account details, tax returns, asset statements, or income verification documents. All financial inputs entered into our interactive calculators are processed locally in your browser and are not transmitted to or stored on our servers.
02Web Browser Cookies
Our website may use standard browser cookies and similar tracking technologies to enhance your experience, remember your preferences, and measure site performance. Cookies are small text files stored on your device. They do not contain personally identifiable information and cannot be used to execute programs or deliver viruses to your computer.
We may use cookies provided by third-party analytics services, including Google Analytics, to understand aggregate usage patterns. You may configure your browser to refuse cookies or alert you when cookies are being sent. Disabling cookies may affect some functionality of our interactive tools.
03How We Use Collected Information
Information you voluntarily submit is used solely for the following purposes:
- Processing and returning the results of interactive simulation tools based on your provided inputs
- Responding to direct inquiries or contact form submissions
- Securely transferring your contact details to a licensed, third-party mortgage professional only when you have explicitly requested such a referral by submitting a contact or inquiry form
- Sending relevant educational content or follow-up communications, where you have opted in to receive such materials
We will never use your information to make unsolicited contact on behalf of lenders, nor will we auto-enroll you in marketing programs without your express consent.
04Data Security & Protection Practices
We implement commercially reasonable administrative, technical, and physical security measures to protect your submitted information against unauthorized access, alteration, disclosure, or destruction. Our website operates over HTTPS (SSL/TLS encryption) to protect data in transit.
While we employ industry-standard safeguards, no method of transmission over the internet is 100% secure. We cannot guarantee the absolute security of information transmitted to or stored by our platform, and you submit information at your own risk. In the event of a data security incident affecting your personal information, we will notify you as required by applicable law.
05Non-Rental & Non-Sale of Personal Data
We do not sell, rent, license, or trade your personal information to third-party marketing brokers, data aggregators, or advertising networks. Your contact details are shared only with licensed mortgage professionals in connection with a referral you have explicitly requested, and only to the extent necessary to fulfill that referral.
We may disclose information when required to do so by law, court order, or governmental authority, or when we believe in good faith that disclosure is necessary to protect our rights, your safety, or the safety of others.
06Third-Party Websites
Our website may contain links to third-party websites, including lender profiles, financial institution pages, and external educational resources. These linked websites are governed by their own privacy policies, which we do not control. PhysicianMortgageCalculator.com is not responsible for the privacy practices, data collection methods, or content of any third-party website. We encourage you to review the privacy policy of any external site before submitting personal information.
Inclusion of a third-party link on our platform does not constitute an endorsement, recommendation, or guarantee of that website's products, services, or data practices.